SIP Wealth Planner – Estimate Returns for 5, 10, 15, 20 Years Online

SIP Wealth Forecaster

SIP Wealth Forecaster

Predict your financial future. Compare SIP vs FD.

Goal-Based Timeline

5 Years

New Car
0

10 Years

Home Downpayment
0

15 Years

Child's Education
0

20 Years

Retirement
0
SIP vs Fixed Deposit (FD)
Duration Invested Amount FD Returns (6%) SIP Returns (12%)
Risk Analysis

Investment Risk Meter

Based on your expected return of 12%

Low Risk (Debt/FD) Moderate (Hybrid) High Risk (Equity)

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Report generated by SIP Wealth Forecaster

About SIP Wealth Forecaster

The SIP Wealth Forecaster is a powerful financial utility designed for the modern investor. Whether you are planning to buy a car in 5 years, purchase a home in 10 years, or secure a comfortable retirement in 20 years, this tool provides a clear roadmap. By utilizing the power of compounding, Systematic Investment Plans (SIPs) allow small monthly savings to grow into significant wealth over time.

Unlike standard calculators, our tool offers a unique SIP vs. FD Comparison feature. It visualizes the difference between keeping your money in a traditional Fixed Deposit (typically yielding 6-7%) versus investing in market-linked instruments (Mutual Funds, Stocks) which often yield higher returns over the long term. We also include a dynamic Risk Meter that assesses your investment strategy based on your expected return rate.

How It Works

The tool uses the standard Compound Interest formula applicable for monthly deposits. When you enter your Monthly SIP Amount and Expected Rate of Return, the algorithm projects the future value of your investments across four key milestones: 5 years, 10 years, 15 years, and 20 years.

Privacy Policy

We value your trust and privacy. This SIP Wealth Forecaster operates under a strict Client-Side Processing Policy.

  • No Data Collection: All calculations (wealth projection, risk assessment) happen directly in your browser using JavaScript. We do not store your monthly income, investment amount, or return expectations on any server.
  • No Cookies: This tool does not use tracking cookies to monitor your financial inputs.
  • Safety: You can use this tool anonymously. Once you close or refresh the page, your input data is permanently erased from the screen.
Disclaimer: This tool is for educational and informational purposes only. The projections shown are based on the assumed rate of return entered by the user. Mutual Fund investments and Stock Market investments are subject to market risks. Past performance is not an indicator of future returns. The "Goal" tags (Car, House, Retirement) are illustrative examples. Please consult a SEBI registered investment advisor or a certified financial planner before making any financial decisions. The creator of this tool accepts no liability for any loss or damage arising from the use of this calculator.

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